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3. Pricing Formula Engine

Formula Mathematical Model

⏱️ 6 min read📅 Updated 3 days ago

SpotMetal computes prices using a continuous mathematical pipeline that accounts for spot commodity valuation, fine karat purity, tiered markups, and fixed casting labor.

The Master Pricing Equation

Final Price = Material Value + Premium + Fixed Fee
Where:
Material Value = (SpotPricePerTroyOz / 31.1034768) * KaratPurity * GramWeight
Premium = Material Value * (MarkupPercentage / 100)
Fixed Fee = SettingFee + CastingLabor + HallmarkingCost

Effective Mass & Conversion

All internal calculations normalize to 1 Troy Ounce = 31.1034768 grams.

Karat Fineness Multiplication

Gold alloys contain varying proportions of pure 24K gold:

Karat Purity Fineness Ratio Gold Content % Value @ $2,942.10/oz
24K (999.9)0.999999.99%$94.59 / g
22K (916)0.916791.67%$86.72 / g
18K (750)0.750075.00%$70.94 / g
14K (585)0.585058.50%$55.34 / g
10K (417)0.417041.70%$39.44 / g
9K (375)0.375037.50%$35.47 / g
8K (333)0.333333.33%$31.50 / g

Full Worked Example: 18K Diamond Band

Let’s calculate an 18K gold ring weighing 8.50 grams with current spot gold at $2,942.10/oz, a 25% markup, and $60 fixed diamond setting fee:

  1. Raw 24K Spot/g: $2,942.10 / 31.1035 = $94.5905/g
  2. 18K Pure Alloy/g: $94.5905 * 0.75 = $70.9429/g
  3. Raw Metal Value: $70.9429 * 8.50g = $603.01
  4. 25% Premium: $603.01 * 0.25 = $150.75
  5. Fixed Setting Fee: $60.00
  6. Total Calculated Price: $603.01 + $150.75 + $60.00 = $813.76
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